There are multiple reasons why you might consider taking an early withdrawal from your 401(k) – a desire to reduce your debt load by paying off credit cards or your car loan, a need for emergency funds or simply that you’re changing jobs and closing out the 401(k) from your old company. However, there are … Read more

Questions to Ask Yourself and Your Advisor About College Financial Planning From the moment children start crawling and walking on their own, parents are right there to offer help and a guiding hand. It’s an instinct that’s so hardwired, it never goes away. Year after year, parents are there to help with skinned knees, math … Read more

Trying to stay on top of your financial goals is often a balancing act, and tradeoffs are sometimes necessary for success. As a financial planner, one topic that comes up a lot during my meetings with clients is whether you can live the kind of life you want now without jeopardizing your retirement future. After … Read more

Estate planning gives you the opportunity to let your final wishes be known. Many of us don’t like to think about dying. But it’s important to leave behind clear instructions on how you’d like your affairs to be settled and who should be carrying out those wishes for you. For example, who is going to … Read more

Many people learned at a young age about the importance of setting goals. You’ve probably heard it from your parents, teachers, and, these days, your financial advisor. When you think about the financial future you want, it can be easy to come up with a big, ambitious goal right out of the gate. On the … Read more

As a Certified Divorce Financial Analyst®, I’ve helped many clients navigate through the financial decisions in a divorce. A common problem I see is that people often feel stuck in the process – even after having made the tough, painful decision to split up with their partner. For example, fear of the unknown can set … Read more

We all enjoy spending time with friends and loved ones during the holiday season—but it can also be a stressful time financially. Here are some tips to help you manage holiday spending this year and get a jumpstart on your finances for next year. Prepare for holiday expenses Consider cutting back to build up some … Read more