Madeline Benjamin 
Key Takeaways Without proper management, capital gains and concentrated stock positions can lead to substantial tax bills and increased portfolio risk. Fortunately, there are several strategies that can help reduce both your tax burden and your risk exposure. Risks of Concentrated Positions Concentrated stock positions can increase your portfolio’s risk exposure in the following critical … Read more
Key Takeaways If you are not taking steps to minimize the tax exposure of your investment portfolio, you could be missing out on significant long-term growth opportunities. Even modest improvements in your portfolio’s tax efficiency can compound into significant wealth over time. Fortunately, there are several time-tested, straightforward strategies that can help minimize your investment … Read more
Key Takeaways When establishing an estate plan, many people focus on strategies such as wills, trusts, charitable planning and powers of attorney, which are all essential components of an effective wealth transfer strategy. However, even the most well-constructed estate plans often overlook one critical question: which assets should go to which heirs? This question brings … Read more
Key Takeaways Planning for the long-term financial security of a loved one with special needs requires specialized strategies and an intentional approach to help ensure adequate assets are available without jeopardizing your loved one’s eligibility for essential benefits, such as Supplemental Security Income (SSI) and Medicaid. If your goals include providing financial support for a … Read more
The promise of annuities for retirement planning almost sounds like a retirement dream come true. A guaranteed source of income you cannot outlive? What could be better? While annuities can make sense for a small portion of your portfolio in very specific situations, it is important to educate yourself and carefully weigh the pros and … Read more
IRVING, Texas, November 10, 2025 — United Capital Financial Advisors, an established registered investment advisor (RIA), today announced the acquisition of Apexium Financial LP (Apexium Financial), a nationwide RIA with offices strategically located in the Northeast, Mid-Atlantic and Southwest. This acquisition adds over $4 billion in assets under management (AUM) to United Capital, along with … Read more
If you are a real estate investor, you are likely aware of the significant impact of capital gains taxes and depreciation recapture when selling an appreciated property. If you buy and sell multiple properties throughout your lifetime, these taxes have the potential to significantly hamper your long-term wealth-building potential. For example, if you buy a … Read more
And How to Avoid Them Divorce is as much a financial separation as an emotional one. Amid the legal complexities and emotional strain, it is easy for divorcing couples to overlook the long-term financial consequences of their decisions. However, missteps made during the divorce process can negatively impact both parties for years to come. Here, … Read more
If you are a successful professional or business owner, you have probably spent years hearing about ways to reduce your tax bill this year — deductions, deferrals, credits, write-offs, etc. They are all valuable tools, but sometimes the most powerful opportunities are not about this April. They are about five, 10 or even 15 years from … Read more
Establishing a solid investment strategy is about more than achieving a certain rate of return; it is about establishing a source of funding to support your lifestyle and future goals. Without a solid investment portfolio, it can be difficult to generate retirement income, keep up with inflation and leave a financial legacy for future generations. … Read more